The Future of Money Ep3 with DoubleZero: How Soon Will Crypto Payments Be Instant?

In Ep3 of the PayFi series, Huma Finance co-founder Erbil Karaman is joined by Austin Federa, DoubleZero co-founder and former Solana Foundation head of Strategy. Austin and Erbil explore PayFi’s potential, sub-8ms finality, overcoming physical infrastructure limits, and envisioning instant settlement as the new standard. Here's how PayFi will reshape global payments through next-gen PayFi innovations, built on next-gen infrastructure. Chapters: 00:45 - What does PayFi mean? 03:05 - Is 8ms finality possible? 06:00 - PayFi's biggest problem 09:51 - Overcoming the limitations of physical infrastructure 15:35 - When will instant settlement become the standard? 18:26 - How PayFi impacts the labour market 21:09 - Next-gen PayFi